Your business must be protected against the risk of financial loss from a claim for which an employee is at fault. Commercial auto insurance can be accessed to cover the cost of property damage and medical expenses, as well as other damages. If your business owns, leases, or rents any vehicles, or employees use their own vehicles in the performance of work-related duties, it is critical that you have the right commercial auto insurance policy in place.
Whether you have a single business vehicle or a large fleet, the employees operating the car, truck, van, or other vehicles may put your operation at risk of financial loss. Your business relies upon the safe driving conduct of your employees, but accidents happen and may be found to be the fault of your employee.
Your commercial auto insurance policy must be customized to meet your specific needs, with various types of coverage, including liability, medical costs, comprehensive, collision, protection for uninsured and underinsured drivers, coverage for leased, borrowed, or rented vehicles, and for the vehicles owned by employees used for business activities.
Safeguard your business against the financial consequences of a serious injury accident, while protecting your assets. Liability coverage is a legal requirement, but the financial limits vary on each policy. When the limits on your policy are exhausted, your business assets may be pursued in a lawsuit or insurance claim.
Determining the right level of coverage is important. Our local agents at Hamm Insurance Agency, LLC in Savannah, Tennessee, work closely with business owners in our community to put commercial auto insurance protection in place. Our goal is to find the most affordable rates with the best coverage, and we always have an eye to helping our clients keep costs down because we know the bottom line matters. Call us today for a free evaluation of your current policy.